Work, save, retire. That’s the drill, right? But today’s savers face new challenges. For starters, we’re living longer, which means your money needs to last longer – potentially beyond your 60s.

In reality, most people overlook their retirement saving plans. Granted, things are tough enough and we’re all focused on getting through each day. But if you start planning for your golden years starting now, you’ll be very glad you did. Let’s take a look at why.